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Transparency in Coverage
In compliance with the Transparency in Coverage (TiC) rule finalized by The Department of Health and Human Services (HHS), the Department of Labor, and the Department of the Treasury (the Departments),group health plans and health insurance issuers must disclose cost sharing information upon request to a participant, beneficiary, or enrollee, including an estimate of the individual’s cost-sharing liability for covered items or services furnished by a particular provider. Plans and issuers must make this information available on an internet website, thereby allowing a participant, beneficiary, or enrollee (or his or her authorized representative) to obtain an estimate and understanding of the individual’s out-of-pocket expenses and effectively shop for items and services.